If you don’t teach your kids how to manage money, somebody else will. And that’s not a risk you want to take! We’ll show you how to give your kids the head start you wish you had and set them up to win with money at any age. How to Teach Pre-Schoolers and Kindergartners About Money …
I grew up in a family with very little money. That is one of the reasons why I am mindful of my money and careful with how I spend it because I know how tough it is to live with limited funds. About two decades ago, when I just started my professional career, I would …
7 Secrets From Two 401(k) Millionaires To Turbocharge Your 401(k) Read More »
Nearly one in three Americans have less than $50,000 saved for retirement, according to a recent TD Ameritrade poll. If you retire at age 65, you can expect to spend about $981,150 over the course of a 20-year retirement — so why are Americans so far behind? If you work for a company, your first stop on the …
How to get started on saving and investing in your future Unfortunately, personal finance is not a required subject in most high schools or colleges. This lack of basic financial education leaves many young adults clueless about how to manage their money, apply for credit, and get or stay out of debt. States are beginning …
What is Money and Finance Coaching? Money and finance coaching is focused on improving the financial status for both personal or business clients. Personal financial coaching addresses an individual or couple and the focus depends on what season they are at in life. Business clients include sole-proprietors and corporations, LLCs, S-Corps or C-Corps. A financial …
Dave Ramsey’s rise to superstardom started in 1992 with the launch of “The Dave Ramsey Show.” Now syndicated to over 600 affiliate radio stations, Ramsey has the ears of over 14 million listeners every week, according to his website. You can trace his success to several factors. First, he keeps personal finance simple. No jargon, no …
Dave Ramsey’s 7 Baby Steps: Is It the Best Way to Pay Off Debt? Read More »
If you want to be better about your finances, you don’t have to tackle that goal alone—that’s what technology is for! So, to help sort through the clutter of apps out there, we’re sharing with you 11 of our favorite money management and budgeting tools on NetWellth. Whether you’re looking to stick to your long-term goals, …
11 Apps To Help You Save Money and Spend Smarter (Who Doesn’t Want That?) Read More »
Your DTI shows how your debt stacks up against your income. Lenders look at DTI to ensure you can repay a loan. Debt-to-income ratio (DTI) divides the total of all monthly debt payments by gross monthly income, giving you a percentage. Here’s what you should know: Lenders use DTI — along with credit history — …
What’s Your Debt-to-Income Ratio? Calculate Your DTI Read More »
How good a saver are you? Is it easy to save money or is it tough? Here are some simple tricks to help you save money. Trick #1: Four banks, not one! Want a smart way to control your money? Use four little banks. Label each bank with the way you’ll use the money: SAVE, SPEND, …
“Enough” is where you find calm and peace in your life. It’s where you know your income, either active, passive, or a blend of both, is enough to cover your living expenses. It’s where you know you spend enough to be happy, but not so much that you stop enjoying and appreciating everything you already have. It’s where you …
If you’ve heard of a Roth 401(k), you may be wondering how different it really is from a traditional 401(k). I get it, 401(k)s can be confusing! While these two types of 401(k) accounts have some similarities, they also have some pretty huge differences. Trust me, if you want to make the most of your …
Financial management is something that we care about here at Mint. Learn more with great financial management tips in our blog article index. So you’re getting started on a new job – congratulations! You’ll be faced with a learning curve at work as well as at home as you get used to living independently. With the receipt of …
10 Financial Management Tips For The New Employee Read More »
