How to get started on saving and investing in your future Unfortunately, personal finance is not a required subject in most high schools or colleges. This lack of basic financial education leaves many young adults clueless about how to manage their money, apply for credit, and get or stay out of debt. States are beginning …
What is Money and Finance Coaching? Money and finance coaching is focused on improving the financial status for both personal or business clients. Personal financial coaching addresses an individual or couple and the focus depends on what season they are at in life. Business clients include sole-proprietors and corporations, LLCs, S-Corps or C-Corps. A financial …
Relaxation techniques help you activate a relaxation response within your body, to achieve a state of calmness. As such, relaxation techniques are widely known for their ability to reduce stress, help you sleep better , help you clear your mind, and they can even help you deal with depression. The Wim Hof Method is a powerful and scientifically …
Dave Ramsey’s rise to superstardom started in 1992 with the launch of “The Dave Ramsey Show.” Now syndicated to over 600 affiliate radio stations, Ramsey has the ears of over 14 million listeners every week, according to his website. You can trace his success to several factors. First, he keeps personal finance simple. No jargon, no …
Dave Ramsey’s 7 Baby Steps: Is It the Best Way to Pay Off Debt? Read More »
Vitamin D is sometimes called the “sunshine vitamin” because it’s produced in your skin in response to sunlight. It’s a fat-soluble vitamin in a family of compounds that includes vitamins D-1, D-2, and D-3. Your body produces vitamin D naturally when it’s directly exposed to sunlight. You can also get it through certain foods and supplements to …
The Benefits of Vitamin D “The Sunshine Vitamin” Read More »
If you want to be better about your finances, you don’t have to tackle that goal alone—that’s what technology is for! So, to help sort through the clutter of apps out there, we’re sharing with you 11 of our favorite money management and budgeting tools on NetWellth. Whether you’re looking to stick to your long-term goals, …
11 Apps To Help You Save Money and Spend Smarter (Who Doesn’t Want That?) Read More »
You Can Combat Your Feelings of Weariness With These Activities Are you weary? No matter how much you love your job, love your employer, and love your life, sometimes you just feel weary. In recent years, work has expanded as fewer employees work harder and longer. Employer expectations have escalated as competition increased. The pace of …
Being a great coworker can make a big difference for everyone in your workplace. Establishing and fostering relationships with the people you spend a lot of time with makes for a more enjoyable day, and it can help you advance your career. In this article, we will look at the difference between a coworker, colleague …
Your DTI shows how your debt stacks up against your income. Lenders look at DTI to ensure you can repay a loan. Debt-to-income ratio (DTI) divides the total of all monthly debt payments by gross monthly income, giving you a percentage. Here’s what you should know: Lenders use DTI — along with credit history — …
What’s Your Debt-to-Income Ratio? Calculate Your DTI Read More »
Overview Have you ever noticed how you breathe when you feel relaxed? The next time you are relaxed, take a moment to notice how your body feels. Or think about how you breathe when you first wake up in the morning or just before you fall asleep. Breathing exercises can help you relax, because they …
Stress Management: Breathing Exercises for Relaxation Read More »
How good a saver are you? Is it easy to save money or is it tough? Here are some simple tricks to help you save money. Trick #1: Four banks, not one! Want a smart way to control your money? Use four little banks. Label each bank with the way you’ll use the money: SAVE, SPEND, …
“Enough” is where you find calm and peace in your life. It’s where you know your income, either active, passive, or a blend of both, is enough to cover your living expenses. It’s where you know you spend enough to be happy, but not so much that you stop enjoying and appreciating everything you already have. It’s where you …
